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  • We know that no two shops are alike and we can help you tailor the right policy for yours.
  • Covers the legal costs of hiring solicitors, court cases and compensation, which may otherwise damage your business, reputation and finances.
  • Unexpected circumstances will not have an effect on profitability.
  • Presents a duty of care to your employees, clients and members of the public.
  • Regardless of risk, you know that should anything happen, you have a specialist team who can make things right.

Through the partnerships we’ve built with leading UK insurers, we’re able to successfully negotiate prices and policies, ensuring yours protects you against all eventualities.

We haven’t just got your back, we’ve got you covered. JonSimon Insurance are specialists in providing a range of retail store insurance policies sure to match your unique requirements, including cover needed for goods in transit and business interruption.

In a single policy, our Insurance could cover a variety of the following:

  • Public Liability
    Protecting your business against claims of injury, damage or loss made by members of the public, including personal data.
  • Product Liability
    Covers any faults, defects, poor workmanship or other issues that could cause injury or damage to a user or their property.
  • Employer Liability
    A UK legal requirement covering injury and illness claims (both physical and mental) made by employees, as well as volunteers and contracted staff as a result of doing their job.
  • Stock Insurance
    Covers the price of your stock should it be stolen, damaged or destroyed so that you can replace it.
  • Seasonal Increases
    Your stock levels may fluctuate throughout the year, especially during Christmas where it can increase by up to 30%. This cover means your ‘sums insured’ can also increase, protecting your whole inventory.
  • Business Interruption
    Protects your shop from damage, whether structural, or that caused by flood or fire. It can also include inability to access computer systems due to hacks, or shop events that have to be postponed, cancelled or relocated due to an unexpected incident.

    This type of cover can last 12, 24 or 36 months.
  • Loss Of Money
    Should money be lost or stolen during business hours, out of hours, while in a safe or is taken by an unauthorised employee, then this will be returned to you.
  • Glass
    This includes replacing display windows, fixtures, fittings, frames and frameworks and covers boarding up costs too.
  • Goods In Transit
    Protects store contents and stock while in transit in vehicles owned, leased or hired by you.
  • Legal Expenses
    Covers the legal costs and compensation associated with employment disputes, personal injury, data protection and property disputes.
  • Building Insurance
    Protects your shop against accidental damage, will repair damaged cables, underground pipes and drains and replace trees, shrubs and plants destroyed by fires and explosion.
  • Fixtures & Fittings
    Covers loss of, or damage to, carpets, mirrors, artwork, clothing rails and shelving among other fixtures and fittings.
  • Life is not predictable, so don’t leave things to chance. Ensure your boutique, shop or high street store is fully-protected with Retailer Insurance from JonSimon Insurance. From discussing your policy options to handling claims and compensation, we’ll always be there to help you.

    Protect your business by calling us today on 0161 327 0744 or meeting with our superb staff at our office in West Radcliffe.

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