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Why You Need Tradesman Liability Insurance

  • All tradesmen face common risks, such as trips and falls and being sued for injury or weather effecting ability to work.
  • Covers the legal costs of hiring solicitors, court cases and compensation, which otherwise could be detrimental to you and your business.
  • You can pick and choose the policies that will keep your trade protected.
  • Demonstrates responsibility toward your employees, clients and members of the public, as well as their property.
  • You have peace of mind knowing that should something bad happen, a team of experts can make it right.

We’ve created ever-growing relationships with a wide range of top-rated UK insurers, so that we can discuss policies and prices on your behalf. Our trade-based knowledge of the market enables us to truly assess your needs, ensuring your policy covers any and all environments you find yourself in.

We haven’t just got your back, we’ve got you covered. JonSimon Insurance are professionals in providing an array of tradesman insurance policies, including cover needed for operation in high-risk environments.

In a single policy, our Insurance could cover a variety of the following:

  • Employer Liability
    A legal requirement for all businesses with employees, including unpaid and contracted staff, Employer Liability covers any compensation claimed due to injuries or illnesses (both physical and mental) your employees suffer as a result of doing their job.

    At Jon Simon Insurance, our Employer Liability Insurance includes temporary employees and sub-contractors.
  • Public Liability
    Protects your business should a client or member of the public suffer an injury, damage or loss to themselves or their property through negligence while in contact with your premise, staff members or vehicles.

    At JonSimon Insurance, we can cover you for claims of up to £10 million.
  • Product Liability
    Covers any faults, defects, poor workmanship or other issues that could cause injury or damage to a user or their property.
  • Owned Plant And Hired Plant
    If you own or hire equipment and machinery that gets lost, damaged or stolen, Owned Plant and Hired in Plant Insurance will cover any loss of income, as well as the cost of replacing them, allowing you to continue working as soon as possible.
  • Contract Works
    Protects you against natural disasters such as storms, floods and fires, as well as acts of vandalism that prevent you from completing a contract in the agreed-upon time.
  • Hand Tools
    Covers theft, damage or loss of these items, including those left overnight in a vehicle.
  • Legal Expenses
    Provides protection for a number of legal matters you may face, including property, employment or payment disputes, as well as tax investigations and criminal prosecutions.
  • Heat Work
    Covers hot tools that could cause damage, injury and hospital expenses.
  • Personal Accident
    Should you become ill or suffer an injury which prevents you from working, then Personal Accident Insurance will cover medical expenses, corrective surgery and disablement. It can also cover accidental death and funeral expenses.
  • Life is not predictable, so don’t leave things to chance. Ensure your trade is fully-protected with Tradesman public liability Insurance from JonSimon Insurance. From discussing your policy options to dealing with claims and compensation, we will guide and support you throughout the whole process.

    Discover if we’re the right insurer for you by calling us on 0161 327 0744 or visit us at our office in West Radcliffe for a beneficial chat and coffee.

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